Welcome to the Help Center

Health & Wellness

Answers to the Most Frequently Asked Benefit Questions

What is a Deductible?A deductible is the amount of money you or your dependents must pay toward a health claim before your organization’s health plan makes any payments for health care services

10 Easy Ways to Stretch Your Health Care Dollars

You’ve no doubt noticed that each year, your health care costs go up. This continuing trend can significantly impact your budget.

Are You Considering an HDHP/HSA?

Enrolling in your employer’s company-sponsored, high deductible heath plan (HDHP) means lower premiums and the ability to use pretax dollars to pay for out-of-pocket costs.

Be a Wise Health Care Consumer: How to choose the right doctor

Select the best doctor to fit your needs: Choosing a doctor is a very important decision. Primary care doctors, specifically, typically provide you medical care over a long period of time.

What's The Difference Between an FSA and HSA?

Can you fund the account through pre-tax payroll deduction?

Employee Assistance Programs (EAPs)

Employee productivity is important for any business’ success, but sometimes employees are too overwhelmed by personal or behavioral problems to perform at their highest level.

HSA's: Are they just what the doctor ordered?

Are health insurance premiums taking too big of a bite out of your budget? Do you wish you had better control over how you spend your health-care dollars?

HSA Overview

What is a Health Savings Account (HSA)?A health savings account (HSA) is a savings vehicle established to set aside funds tax free to pay for health care expenses.

Job Loss and Health Coverage

When facing job loss or a reduction in hours, you need to know your options ahead of time to prevent loss of health coverage.

Open Enrollment Tips

Making wise decisions requires planning. By selecting benefits that provide the best care and coverage, you can optimize their value and minimize the impact to your budget.

Preventive Services

Good news! All of your medical insurance options cover the services listed here at no cost as part of preventive care, when provided in-network. This includes routine screenings and checkups.

Wise Use of the Emergency Room

An emergency is life-threatening and requires immediate care. Call 911. Be sure to bring along identification, insurance cards, and medication and health history information.

FSA & HSA Eligible Expenses

Eyeglasses. Orthodontics. Flu shots. Just because they aren’t typically covered by health insurance doesn’t mean you don’t need them.

Moving to a HDHP

This video provides an overview of what you need to know about high deductible health plans (HDHPs) and the benefits of switching to an HDHP.