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What is Covered Under My Medical FSA/HSA?

Eligible medical expenses are those incurred primarily to alleviate or prevent a physical or mental defect or illness. They do not include expenses that are merely beneficial to general health, such as vitamins or a vacation.


eligible expenses

  • Co-Payments
  • Deductibles
  • Physical Therapy
  • Eyeglasses
  • Contact Lenses/Supplies
  • Dental Expenses
  • Laser Eye Surgery


Ineligible expenses

  • Cosmetic Surgery
  • Membership to a health club*
  • Teeth Whitening
  • Insurance Premiums
  • OTC Vitamins**
  • OTC Medicines such as pain relievers and allergy medicine**
  • Personal hygiene products

For additional information on eligible expenses, please click on the link below:

FSA & HSA Eligible Expenses

*Expenses marked with an asterisk (*) are "potentially eligible" expenses that require a note of medical necessity from your healthcare provider to qualify for reimbursement.

**OTC medicines or vitamins require a prescription be submitted to Sentinel Benefits along with a request for reimbursement.