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Contributions

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Updating Contribution Rate
Many plans allow you to update your contribution rate through your online account.  To update your contribution rate, log into your online account and select Change Contribution Rate from your Dashboard Summary page.  You can also sele...
Rolling Money Into My Plan At Sentinel
Consolidating your retirement accounts with Sentinel Benefits is as easy as 1, 2, 3. To consolidate your retirement assets into your Sentinel account, log into your online account to begin the process .  Step 1: Complete the online roll...
How Often Can I Make a Contribution Change?
Most plans allow you to make changes to your contribution rate as often as you want.  You can make the change by logging into your online account and selecting Change Contribution Rate from your summary page.  You will receive an email...
Viewing Plan Contributions
You are able to view contributions made by you and your employer through your online account.  1.  Once logged into your account online, make sure you are on the My Dashboard page.  2.  Scroll down the page until you see the M...
Roth Contributions
A Roth deferral is an after-tax contribution, which means you must pay current income tax on the deferral. Since you have already paid tax on the deferral, you won’t pay tax on it again when you receive a distribution of your Roth deferral.&nb...
Catch Up Contributions
Catch-up contributions are salary deferrals (also referred to as “elective deferrals”) that employees age 50 or older can make in addition to their regular retirement plan contributions. Like regular elective deferrals, catch-up contri...
Contribution Limits
IRS Plan Maximums - 2022 401(k) - Pre-Tax & Roth - $20,500.  Plan participants are eligible to contribute up to the IRS maximum. This total includes both Roth and Pre-Tax amounts. Once you reach a total of $20,500 in contributions you...
Automatic Contribution Increase
If permitted by your plan, you can elect to automatically increase your contribution rate. From your Dashboard, choose "Change Contribution Rate" from the Contribution Rate tile: Next, choose the option to edit your contribution rate. ...
Employer Contributions
Match -  Employer Matching of your 401(k) contributions means that your employer contributes a certain amount to your retirement savings plan based on the amount of your own annual contribution. The most common way employers determine matc...
Transferring a 403(b) Contract With An Outside Vendor To Your Sentinel Account
Transferring a 403(b) contract with an outside vendor to your account with Sentinel Benefits is as easy as 1, 2, 3. A 403(b) contract transfer is different from a rollover between retirement accounts. A rollover is a movement of one retirement ac...