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IRS Plan Limits

*Medical mileage reimbursement for 2023: .22 cents per mile. 

**Harvard University Medical FSA 2025 Limit is $3,200

PLAN LIMITS

2025

2024

2023

HSA Individual Contribution

$4,300*

$4,150

$3,850

HSA Family Contribution

$8,550*

$8,300

$7,750

HSA Catch Up Contribution (ages 55+)

$1,000

$1,000

$1,000

HDHP Minimum Individual Deductible

$1,650*

$1,600

$1,500

HDHP Minimum Family Deductible

$3,300*

$3,200

$3,000

HDHP Out-of-Pocket Maximum - Self

$8,300*

$8,050

$7,500

HDHP Out-of-Pocket Maximum - Family

$16,600*

$16,100

$15,000

Monthly Transit/Van Pooling

$325*

$315

$300

Monthly Qualified Parking

$325*

$315

$300

FSA Medical Maximum Deferral

$3,300*

$3,200

$3,050

Medical FSA Carryover

$660*

$640

$610

FSA Dependent Care Max. Deferral

$5,000

$5,000

$5,000

* Indicates a change from 2024 to 2025.