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  1. I Emailed My Claim Documents But I Am Still Being Asked For Claim Form?

    If your plan requires the claim form/application in addition to your online submission in order to process your claim you will receive this request.   Fitness - Claim can be submitted through online account. On the Home page, go to the I Want To...
  2. What is The Grace Period?

    A grace period is a timeframe in the new plan year during which you can incur new expenses and file claims. This timeframe, established by your employer, is up to 2½ months after the end of the plan year. If your plan year ends on December 31, and...
  3. Contribution Limits

    IRS Plan Maximums - 2025 401(k) - Pre-Tax & Roth - $23,500.  Plan participants are eligible to contribute up to the IRS maximum. This total includes both Roth and Pre-Tax amounts. Once you reach a total of $23,500 in contributions you may no...
  4. Transit Claims

    Transit reimbursement allows you use pre-tax salary dollars towards work-related commuting costs like transit passes and van-pools.  In 2025, this allows you to save: • Up to $325 (max) per month for van pooling and transit passes.  Transit ...
  5. Will My Unused Funds Rollover?

    If your plan does not offer a grace period your funds may rollover to the next plan year. This provision will be part of the plan rules established by your employer. The Rollover  option lets you roll over up to $500 remaining in your account fr...
  6. Conform Ending Balance

    Show Me How to Realign to New Elections To manage your investments or contributions, choose Manage Investments from the Manage My Account menu. From here you can update your future investment elections by selecting Change Elections , you...
  7. Account Access From Outside U.S.

    To ensure the security of Sentinel Group participants accounts, we have limited access to online accounts when outside of United States. If you are living or working abroad and require access your Sentinel account, you will need a VPN (Virtual Pri...
  8. Receipt Request for Benefits Card Transactions

    Using your benefits card at the point of sale is an easy and convenient way to utilize your FSA funds.  When the transaction goes through, it is not always clear what item or service was purchased. This is common when a provider can be used for v...
  9. HSA/FSA Plan Comparison

    HSA Health Savings Account HRA Health Reimbursement Arrangement FSA Flexible Spending Account Who is Eligible? An  individual who is covered under a qualified HDHP, is not covered by Medicare,   and cannot be...
  10. Stockpiling of OTC Items With Your Medical FSA

    “Stockpiling” of OTC medications is not permitted, and expenses resulting from stockpiling are not reimbursable (i.e., there must be a reasonable expectation that such items can be used during the plan year). A product you’re purchasing should be fo...