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  1. FSA/HSA/HRA Documents & Forms

    You can find additional documentation and forms for your plan by navigating to the Tools & Support menu. Once you are logged into your Online Account , select Tools & Support. You will be able to view and download: Account Access Authori...
  2. What is an RMSA?

    RMSA stands for Retirement Medical Savings Account. This plan may be offered by an employer and provides savings for healthcare costs in retirement.  Plans are unique to each employer. For specifics on an RMSA offered by your company, contact ...
  3. Logging Into Your FSA Account

    To access your reimbursement account: Visit sentinelgroup.com and select “ I am an Individual ”  From the login box dropdown menu, select “ FSA, HSA, HRA, Commuter Accounts ”  Enter your Username and Password....
  4. Adding Direct Deposit Information

    Getting your funds via direct deposit is easy and a much faster way to receive your reimbursement.  1.   Once you are logged into your online account you will have a menu at the top of your account. Select Banking/Cards from the Accounts...
  5. Logging Into Your Retirement Account

    1.  Visit  sentinelgroup.com and select “I am an Individual.” 2.  Once on the Individuals page, from the login box dropdown menu, select “Retirement Accounts" and enter your credentials. If you cannot reca...
  6. Updating Personal Information

    Once you are logged into your account, you can access your profile and update information. 1.  Select Profile from the menu on left side of your online account. 2.  Click on the edit (pencil) to update contact information such as your...
  7. Hardship Distributions

    What is a hardship withdrawal? Hardship withdrawals are optional distributions intended to be used only when there is an immediate and heavy financial need that cannot be satisfied by other means.  Not all plans offer hardship withdrawals. ...
  8. Will I Get a Tax Form For COBRA Coverage?

    Enrollment in Health Insurance will generate tax forms.  Form 1095 will be issued by your insurance carrier. This form is for informational purposes and should be kept with your tax documentation. If you did not receive this form, contact th...
  9. Retirement Plan Tax Reporting

    Funds within your retirement plan are pre-tax (excluding Roth contributions ) and gains are not reported to the IRS until the funds are removed from the plan. All withdrawals from your retirement plan (excluding loans*) will be reported to the IRS ...
  10. Can I Take a Loan From My Account?

    Some retirement plans sponsored by an employer will permit active plan participants to take a loan from the vested balance. Your Plan may allow participant loans but is not required to do so. If your plan allows you to borrow from your account, t...